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Cendera Bank
  • Checking
  • Savings & Investments
  • Consumer Lending
  • Online Banking
  • Bill Payment
  • Mastercard Check Card
  • Other Services
  • New Account
savings accounts

The Cendera Bank is committed to making all of your banking needs as simple and convenient as possible. We offer a variety of savings and investment accounts to suit your individual financial needs.

Money Market

With The Cendera Bank’s Money Market Account you have the ability to retain liquidity in your funds. Put your money to work for you with a higher rate of interest and the flexibility of writing checks.

  • Minimum balance to open is $2,500.00
  • Detailed monthly statement with images
  • Daily balance computation method to calculate the interest on your account
  • Interest is compounded monthly
  • A minimum balance of $1,000.00 must be maintained each day to obtain the disclosed annual percentage yield
  • FREE for accounts maintaining a balance of $2,500.00 or more
  • Service charge of $12.50 if the balance in the account falls below $2,500.00 any day of the cycle
  • Federal regulations limit transfers from a Money Market account to another account or to third-parties by pre-authorized, automatic, telephone, or computer transfer or by check, draft, debit card, or similar order to third parties to six per month.
  • An excessive activity fee of $15 will be charged for each debit transaction in excess of six during a statement period.

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Savings Account

Enjoy competitive interest rates and ready access to your funds with The Cendera Bank’s savings account.

  • Minimum balance to open is $100.00
  • Daily balance computation method to calculate the interest on your account
  • Interest is compounded quarterly
  • A monthly service charge fee of $10.00 if the balance falls below $100.00 any day of the month
  • An excess activity fee of $2.00 will be charged for each withdrawal in excess of six during a quarter
  • Transfers from a savings account to another account or to third parties by preauthorized, automatic, telephone, computer transfer, draft, debit card, or similar order to third parties are limited to six per quarter. 

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Certificates of Deposit

If you have long-term savings goals and are seeking higher rates, then The Cendera Bank’s Certificate of Deposit (CD’s) are an excellent choice.

  • The Cendera Bank’s CDs have the security of FDIC Insurance
  • Minimum balance to open is $500.00
  • Available in various maturities and terms
  • Interest is compounded quarterly
  • You may choose to have monthly interest checks mailed to you, transferred automatically to a checking or savings account or added back to your CD account to earn interest along with your principal
  • Automatic renewal
  • Penalty for early withdrawal

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Individual Retirement Account

We can help you plan for the future with our retirement accounts.

  • Insured to $250,000 by the FDIC (in addition to normal FDIC insurance)
  • Minimum balance to open is $500.00
  • Interest is compounded quarterly
  • Automatic renewal
  • Penalty for early withdrawal

Personal Banking

-   Checking
-   Savings & Installments
-   Consumer Lending
-   Online Banking
-   Bill Payment
-   MasterCard Check Card
-   Other Services
-   New Account

Business Banking

-   Checking
-   Savings & Investments
-   Business Lending
-   Cash Management
-   Commercial Capture Xpress
-   Other Services
-   New Account

Resources

-   Services & Fees
-   Forms
-   Reorder Checks
-   Calculators
-   Branches / ATM Locations

Locations

Fort Worth Bell/Savoy 

Quick Links

    -   Personal Banking
    -   Online Banking Demo
    -   Online Banking Enrollment
    -   Online Banking FAQ
    -   Cash Management

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Bells Office - 903-965-7755
1105 N  - 903-965-7755
Fort Worth - 817-560-1274

Equal Housing Lender Equal Housing Lender.
FDIC Member FDIC.