Personal Savings Accounts

Discover an account specifically made for you.

Today's Rates

  

Cendera Savings

The savings account to fit most any need.

The savings account to fit most any need. Whether it is setting aside a few months earnings for those rainy days, or it’s building up a balance that takes you to see the world, let us help by putting your savings to work. Earn interest* and avoid service charges with just $100 to get your account started. Limited to 6 withdrawals or transfers per month, otherwise a $10.00 per transaction fee may apply.

  • Minimum Opening Deposit - $100

Student Savings

Start your financial journey building strong savings habits!

There is no monthly service charge for Primary owners under the age of 18 (with a Secondary Owner over the age of 18) or for individual owners under the age of 25. Limited to 6 withdrawals or transfers per month, otherwise a $10.00 per transaction fee may apply.

  • Minimum Opening Deposit - $25

Money Market

Earning power with liquidity.

When setting aside your hard-earned funds for projects, planned expenses or even just to have a little more access to your saved funds, the Cendera Money Market account earns interest* and can provide access through debit cards and checks. Limited to 6 withdrawals or transfers per month, otherwise a $10.00 per transaction fee may apply.

  • Minimum Deposit to obtain stated APY - $1,000

High Yield Money Market

Capitalize on higher yields with tiered rates for larger balances.

When maximizing returns is paramount, take advantage of tiered interest rate* pricing and let us assist you with making your money work for you. This account maximizes your earnings with tiered rates and provides the flexibility of check writing or debit card access. Limited to 6 withdrawals or transfers per month, otherwise a $10.00 per transaction fee may apply.

  • Minimum Deposit to obtain stated APY - $50,000

Disclaimers

Terms & Fees may change without prior notice
Minimum balance required to avoid service charge and qualifications may apply.
Account disclosures obtained when opening account contain complete account details
See Schedule of Fees for other applicable charges
Fees and other conditions may reduce the earnings on your account
*We may require not less than 5 days’ notice before each withdrawal from an interest-bearing account other than a time deposit or from any other savings account as described by Regulation D
For current interest rates call (903) 965-7755

Cendera Certificate of Deposits (CDs)

We offer a variety of terms to choose from that best fits your timeline.

Whether your goals are short or long-term, you can select from a range of Certificates of Deposits from Cendera Bank to meet your savings goals at a fixed rate of return. Our experienced bankers are always available to discuss the best options for you.

  

CDs Disclaimers

Terms & Fees may change without prior notice.
Interest Rates are subject to change without prior notice.
$1,000 minimum deposit required on all CD's.
View current rates or call us at (903) 965-7755.
Annual Percentage Yield (APY). The minimum to open and obtain the APY is stated on the account agreement.
Withdrawal of interest will reduce earnings.
A penalty may be imposed for withdrawals before maturity.
Refer to Truth-in Savings disclosure for complete details.
Available for personal and business accounts.